Under that same logic nothing that could potentially ever go badly should ever be discussed as it can always happen and thus there is no value in discussing it?

Not all of us think along the same lines.

Some might like to believe that things are perfectly fine and there is no harm in participating.

Some might realize the potential for harm, but simply not care about the outcome.

Others have a different opinion, one of caution and not participating in case things do go bad.

It has nothing to do with feelings of 'smug satisfaction'.

I do truly hope that you aren't surrounded by people for whom it would for these kinds of discussions.