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Re:Square to acquire Afterpay for $29B by pjerem on Monday August 02, 2021 @06:48AM (#28035028)
Maybe I’m wrong but I have the feeling that credit cards as a norm is really just an American thing. In Europe where I live, I know nobody who buys anything with a credit card or barely if there is a 0% rate promotion. Credit cards do exists here but they are the card some shop gave you for whatever reason that you’d better never use.

What is interesting is that we use the term « credit card » to speak about our debit cards so I needed a long time to acknowledge that in America, Credit cards really meant that you paid your coffee with a real credit and not with your money.

Re:Square to acquire Afterpay for $29B by aeyes on Monday August 02, 2021 @09:49AM (#28036457)
> In Europe where I live, I know nobody who buys anything with a credit card

Renting a car or making a hotel reservation without a credit card can be quite painful, even in Europe.

With a credit card the deposit is held on your card but the money never moves, with debit the money is gone from your account.

Re:Square to acquire Afterpay for $29B by dagw on Monday August 02, 2021 @09:55AM (#28036544)
Renting a car or making a hotel reservation without a credit card can be quite painful, even in Europe.

I have lived in Europe basically my entire adult life and have never had a problem doing either of these with a debit card.

Re:Square to acquire Afterpay for $29B by sleepyhead on Monday August 02, 2021 @07:48AM (#28035395)
> In Europe where I live, I know nobody who buys anything with a credit card or barely if there is a 0% rate promotion.

Do you live in Germany? Here in Norway credit cards are quite common for various reasons (safer to use online, pay later, bonus points).

Re:Square to acquire Afterpay for $29B by Semaphor on Monday August 02, 2021 @09:18AM (#28036126)
I use one in Germany, but only for the cashback and other promotions, I pay 100% off every month (automatically).