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Re:TSMC eyes Germany as possible location for first Europe c... by adventured on Monday July 26, 2021 @02:50PM (#27963583)
US employees also commonly have health insurance, typically covered by the employer in the tech field (or any median+ full-time job). Somehow foreign posters on HN constantly fail to recognize this fact. One would think after more than a decade of it commonly popping up here, the false narrative would stop (and it's corrected in every thread where it comes up).

It usually goes like this:

US tech salaries are great, but you have no health insurance. Or: yeah but you have to pay $12,000 per year for your own health insurance, so you have to deduct that to get a fair accounting on salaries.

When the reality is: if you work in tech you're likely receiving good health insurance coverage from your employer, and you're simultaneously paying lower taxes than in Germany.

Which is another way of saying that US salaries would be even further beyond peers if one takes an accurate accounting of the health insurance benefit + taxes.

Once you go through the effort of pointing all of this out, then they'll revert to: yeah but the quality of life is still superior so there. Having watched that forever process here across more than a decade, I've learned that people - even intelligent, seemingly knowledgeable people - often just shoehorn whatever lies or false narratives they need to feel good about their context when they lay their head on the pillow at night. And that's why no matter how many times it's corrected, the false narrative in question will never end.

Re:TSMC eyes Germany as possible location for first Europe c... by bialpio on Monday July 26, 2021 @04:09PM (#27964733)
> When the reality is: if you work in tech you're likely receiving good health insurance coverage from your employer, and you're simultaneously paying lower taxes than in Germany.

Just the fact that you need to add the "in tech" to me suggests that US system isn't that great. It's pretty good, assuming you're in tech. The other problem is that when you look at your W-2, you can see how much your employer pays for your health insurance - this is the amount that you should also treat like a tax, even if you do want to add it to the total comp (it's money your employer spends on you that you don't get to see). The fair way to compare wages & tax rates would be to look at the total cost of employing a person vs how much of that money this person actually gets. And even then there's VAT & sales tax that needs to be taken into account...

Are there any sites that attempt to do those kinds of analyses / comparisons?

Re:TSMC eyes Germany as possible location for first Europe c... by sgift on Monday July 26, 2021 @04:40PM (#27965155)
> When the reality is: if you work in tech you're likely receiving good health insurance coverage from your employer, and you're simultaneously paying lower taxes than in Germany.

As long as you don't get fired and as long as you don't get sick. But yeah. If you are young, healthy and in tech you have good health insurance in the US. Congratulations.

So, maybe, when we foreigners talk about this aspect of the US healthcare system we understand completely how it works and just don't see it as equivalent.