I haven't looked in a while, but last time I checked, Magisk had a SafetyNet bypass. It's a cat and mouse game of course, but when I was using it, Magisk stayed ahead of Google 90%+ of the time.

So about that... the developer of Magisk has been employed by Google since about 2 months ago: https://www.xda-developers.com/magisk-developer-topjohnwu-le...

I remember being able to do mobile banking on a website on my BlackBerry. It must have been 2010 or '11, before banks began rolling out native apps.

I don't understand why that's not possible now. Responsive websites are basically 1:1 in functionality w/ desktop, there is no need to have separate, gimped "m.bank.com" sites anymore.

End result of this is that I stopped doing banking on my phone, and 90% of my use cases are now served by F-Droid or by apps not on the Play store.

Did you try skipping the root step when flashing your custom rom? I never had any problem with safetynet as long as I don't root the phone.