Which is one of the issues with leases. I have some (mostly) non-functional damage to my car from a couple self-inflicted low-speed collisions in a driveway/garage. I'll take some hit when I eventually trade the car in. But I usually trade in cars at 15-20 years and the hit will be far less than if it were a leased vehicle.

Though, in this case, I'm not sure why the owner didn't have comprehensive on a presumably fairly new vehicle. I actually did but decided it wasn't the deductible and presumed hike in premium.

Talked about in the video. The owner (lessee actually), messed up, and admits to the mistake.

Which also means that OP shouldn't be on the hook for repairs unless it's due to negligence.

And even IF OP is on the hook they should be able to choose how to repair it, as long as it fits NHTSA/DMV/whatever code.

It is mentioned in the article that the person was actually driving without the right insurance due to an error when moving his policy from his old to his new car so while it sucks, the liability is not with Tesla nor should it considering the consumer made the error.

> due to an error when moving his policy from his old to his new car

Where does it say that?

> without the right insurance

Not having that coverage isn't objectively wrong, and it shouldn't mean you lose tons of money because you can't choose the mechanic.