By 2050, the out of control inflation has made bread too expensive for everyone except the top 1%. Toasters sold to normal folks scan barcodes on bread slices to check if the bakery is part of their bread insurance network. After playing the 5 minute ad, your toaster happily announces that your bakery is no longer covered, and asks if you want to make a $350 co-pay, with "Sign Up" and "More Details" buttons.