As far as I know, you're still on the hook for contractual payments, like most gym memberships and cell plans.

Credit cards should be able to send a "Cancel" signal that companies should be obligated to respond to. Problem solved, no need to trust third party websites (although I'm fine with them also being obligated to have an easy way to cancel on their site).

Of course you would be, just like if you maxed out your credit card or closed your credit card account. This doesn't pose a new or unique problem.

Capital one privacy cards are amazing for that. They paid me 250 to open one 2% cash back and unlimited privacy cards

You can.

> You can.

My understanding is that this will be reflected in credit reporting as delinquency- seems like a lose-lose in that sense. Can someone who has done this weigh in?

I requested that from one card provider and they told me that they couldn’t and I’d have to get a new card number to stop the charges.

When you say “you can”, are you just saying “you can ask”, or that you’ve had success doing this?

If the latter, mind sharing which card provider that was with?

This is how all of my cards are. Can't cancel recurring payments unless it's fraud. They must issue a new card.

If there's hope for beating this dark pattern, it lies with banks/CC companies