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Re:Insurance is like gambling, don't overdo it by JumpCrisscross on Sunday June 20, 2021 @03:27PM (#27573129)
> You're unlikely to crash your car, but if you do, it might cost you a heck of a lot to fix

There is also time. You may be able to afford the lawsuit that will come from the owner of the car you wrecked. But having your insurance company handle that, something they have developed expertise in, can be worth the cost.

Re:Insurance is like gambling, don't overdo it by nraynaud on Sunday June 20, 2021 @04:44PM (#27573740)
insurances cost a lot of time too. I don't think you can really avoid that, we're in a society where everybody believe that other people's time and attention are disposable.
Re:Insurance is like gambling, don't overdo it by usrusr on Sunday June 20, 2021 @06:32PM (#27574456)
Not only time, also market knowledge in certain exceptional insurance fields: the insurance that takes care of flying you out when you end up in a hospital abroad likely knows a thing or two about procuring that service that you don't know.