Most of us are running "programs" that make us look, act, and feel like normal humans. (Anthropologists have pointed out that each culture, no matter how different from the others, manages to get its children to act like its adults.)
If you learn to reprogram your unconscious patterns you become a meta-computer: a computer that can rewrite its own software to improve itself, a Gödel machine[1].
The main reason why you don't "formulate well-thought responses in real time" is that your ad hoc programming doesn't include that functionality, but it's there, intrinsic to your capabilities as a human being.
Hypnosis is a way to put yourself into a sort of "debug mode" and communicate between your conscious and unconscious minds, and, if you like, reprogram your patterns. It's pretty easy to do.
In a nutshell, learn to go into trance[2], then tell yourself a story in which you discover how to "formulate well-thought responses in real time" quickly and easily. When you come out of trance, you will.
Feel free to ask questions, I'll do my best to answer. Most people aren't interested, so I appreciate the opportunity to pass along what I've learned. Cheers!
[1] https://people.idsia.ch/~juergen/goedelmachine.html
[2] I recommend "TRANCE-formations" by Bandler and Grinder.
If you poke me I'll add some more information.