If I may be so bold, I would encourage you to have a frank discussion around estate planning with their parents to best insulate them from pain in the future. I would recommend the home be put into a trust, a trustee appointed for the trust after parents’ deaths, and enough investments set aside to cover property taxes and maintenance on the property with investment income until death of the children. What happens to the estate after that is a family discussion.

I have seen the results of not doing this. Don’t pass the pain down. You want your children to succeed, but you also don’t want them to suffer needlessly. Being homeless is an incredibly difficult gravity well to escape, more so without appreciable skills.

(not an attorney or financial planner, not your attorney or financial planner, please consult one of each, educational purposes only)

Alternatively, donate the estate to nonprofits that work to help people get jobs and learn self-care.