That's a good point about banks fleecing people for remittances. Still, that's a political problem which doesn't outweigh the downsides of DeFi today, IMO. Maybe you're correct that other coins will find a sweet spot. But I suspect the politics cannot be bypassed forever, no matter what the medium of exchange.

> And don't get me started on the absolutely insane inheritance taxes in some countries - the state is effectively robbing people (and their descendants) after their death.

There is a balance here too. When the wealthy can shop for tax and wealth havens until (almost) nothing is ever returned, they essentially rob the communities that supported and made them rich in the first place.