I think the prudent thing is neither fork of your dilemma, but instead a synthesis of prevailing opinions that is skewed as conservatively (in life preservation terms) as afforded by my personal capacity to save lives by sacrificing leisure.

For Instance, I have been treating covid like an airborne pathogen since the /first/ time the CDC didn't recommend masking, based upon an epidemiologists take on early cruise ship data.

Of course I risked being wrong the whole time, but the cost of my leisure and convenience and income turned out to be worthwhile.