Trivial for small items, but doesn't bode well for high value orders.
It's a confidence issue. Amazon has become a logistics giant but is steadily losing customer confidence.
A combination of fake reviews, fake items, high-friction or just plain missing consumer support on high-value items, and a hopelessly confused mess of a shop front all add up to a mediocre and untrustworthy experience.
Edit: Had a look at my writeup in my blog [0], Lastschrift it was. Amazon picked a bank account that did not exist anymore to pay for the order. When that bounced came the fees - and while one fee for that would have been normal if I had given the wrong bank account (which I'm pretty sure I only did, if I did, because their system did not save when I changed the bank account before), to take multiple fees for one order was in no way okay.
[0]: https://www.onli-blogging.de/1832/Meine-richtig-schlechte-Su... (in german)
You'll have to ask the banks why. In my case it wasn't a problem, but technically it shouldn't happen and it's strange that it did.
That added to my concern with Amazon just using the wrong bank account, and that old account occuring again and again in my profile. Even if I wanted to order something at Amazon it would be too risky now.
I ordered a bunch of small electronics stuff, about 100€. In the order process Amazon selected an expired credit card (which I'm sure I had replaced in the settings already). They then split the order in parts and for each order part demanded an additional late pay fee, because the card was expired. This is despite me calling them to stop the order or to correct the payment method, before the package had arrived.
They couldn't help, I was promised a call back, never arrived. The chat support deleted the expired credit card from their system, only to cut the connection as soon as I asked for a solution for the fees and to know why the wrong card was selected. Later, that expired credit card turned up in my settings again.
In the electronics stuff that arrived, a converter I bought was evidently fake. It was also a converter, but it had different markings than the one on the product photo (including a missing CE symbol). I sent that back. A short while later, Amazon accused me of not having sent it back and wanted me to pay again! I still had the proof of having sent a package, which made them shut up.
Never again.