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Re:Klarna users are being signed in to random accounts by aenin on Thursday May 27, 2021 @07:29AM (#27301702)
However it also forces everybody to use two factor authentication. On a whole population level I'd bet that's overall a positive tradeoff.

And I believe you can also use sms + password for online transactions.

Re:Klarna users are being signed in to random accounts by legulere on Thursday May 27, 2021 @08:06AM (#27302013)
2FA is already mandatory by the PSD2 directive of the EU. I use my debit card as the second factor to access my bank account here in Germany via ChipTAN
Re:Klarna users are being signed in to random accounts by flemhans on Thursday May 27, 2021 @05:50PM (#27309007)
SMS + password works for some Mastercards still but not Visa.

I don't think it's good that users are taught to accept their primary citizen 2FA on any random website and app where the URL doesn't even show.