Having a seven figure liquid wealth affords you the freedom to step away from a toxic job, relationship or other situation. Things that induce a high level of stress for most middle class families like a $5-10k repair bill become mere inconveniences. College costs for the kids are manageable, health crises can be navigated usually.

Earning a massive salary and spending every last dime is a far more stressful way to lead one's life and likely much less enjoyable save for some short lived hedonic rushes when purchasing that newest toy.