Launch HN: YSplit (YC W19) – Automatically split and pay any bill

Re:Launch HN: YSplit (YC W19) – Automatically split and pay ... by tonikami on Thursday May 20, 2021 @04:20PM (#27226649)

That's a great idea! We could maybe set up an optional deposit in the app to be used if someone forgets to pay their share. To deal with this in the app at the moment, we have a tonne of useful notifications reminding everyone to pay their share and an autopay option. But I definitely think your suggestion will come in handy as we scale.

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Re:Launch HN: YSplit (YC W19) – Automatically split and pay ... by jedberg on Thursday May 20, 2021 @05:13PM (#27227358)

Or allow me to pay extra to cover someone else and then get refunded or get a credit towards my next bill or something. So I get a notification the day before rent is due telling me someone didn't pay yet, and then I can just pay for them so the bill isn't late.

Or you can get into the credit business and just pay the bill and charge that person a fee or interest. :)

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Re:Launch HN: YSplit (YC W19) – Automatically split and pay ... by mbesto on Thursday May 20, 2021 @07:07PM (#27228568)

> Or you can get into the credit business and just pay the bill and charge that person a fee or interest.

This. I'm not in the category of sharing bills with roommates anymore, but do remember it well and it was a pain.

I'd rather deal with a tech company that can provide better customer service and float for me than a utility bill that loses my info or doesn't do auto-pay correctly.

So if your value proposition is:

- never miss a bill again (Ysplit pays up front for it)[0]

- never deal with customer service for a utility again

Then I think people would pay for that convenience.

[0] - you could do the reverse and have people pay up front and give a discount, then use that float for finances. See -> Venmo.

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