It looks they charge providers. The incentive makes sense since providers will probably have to do less dunning/collections for money if it's been pooled from multiple people.

That's right! We also have premium options in the app that costs $6.99/mo. We actually don't front bill payments since we charge everyone their portion before the bill is due.

What happens when somebody doesn’t pay their share of the bill?

So we don't pay the bill unless everyone has paid their share however we try to make it really easy for everyone to do so i.e through notifications and multiple reminders.

No rent payment is made and emails go out.

I tried a couple of searches and skimmed through your homepage and blog, but I couldn't find any information about the premium options. Could you share a link?

Hey, here's a screenshot of the premium options in the app: https://imgur.com/oRusB3M

To summarize, it's up to 5% cashback, make multiple YSplit virtual cards and splitting rent via check. Paying & splitting recurring bills is completely free.