I understand crypto perfectly and I strongly believe that it's ultimately useless. The difference is that I have no financial incentive to tell everyone I know about crypto, whereas you certainly do.

I'll leave it up to the audience to decide which one of us is biased.

If you understood it perfectly you wouldn't believe it to be useless.

People have broad understanding of failed products all the time. Sometimes, the people closest to the product think it has more value than it does. This is hacker news, we watch startups fail all the time because they had a great idea no one actually needed and we see people run their companies into the ground trying to pivot on a tech that has no real practical application.

I ignored crypto for several years because I put too much weight on opinions from HN. I'd probably be retired by now if I'd actually paid more attention.