While it’s true that our time is finite, many people don’t have any clear idea how they want to spend their time. This is particularly true when retired. Often, people end up spending time playing games or surfing the Internet or whatever just because they don’t have any other plans.

So the value of time very much depends on your stage in life and your finances and your goals. Spending your time working or doing things yourself can be a good trade if you have the time and need the money.