It's pretty obvious. Imagine that someone comes to you and shows you a cube. This cube has lightning inside of it, and you can press a button and it creates lightning. This cube can also program software, so if you feed it user stories, it outputs SaaS businesses. You try to understand how this magic lightning works, but to no avail, it's simply too complicated for you to understand.

Your first emotion is most likely fear. Like how the hell does that thing does it, how does it's magic work?

This is how many people see cryptocurrencies. Something "magic" that just somehow is used as money for some people, but it's still just ones-and-zeroes, how does anything make sense?! First reaction is to be careful around it, and try to "protect" yourself from it.

We saw the same thing with the internet initially, until it gradually sucked us all in. We saw the same thing with social media initially, until it gradually sucked most of us in.