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Re:Ask HN: Mobile phone addiction help? by thorin on Wednesday May 05, 2021 @06:55AM (#27048373)
UK here:

Barclays don't require the app. You can still use the website or even telephone banking with a real agent. They do give you the chip and pin reader, the same as the one used in branches which works well.

Santander do seem to use a mobile for 2FA but only to send a text message and you can still use the website.

I rarely have to do more than 1 banking transaction / week so I just use the website, from home. Not too bothered about having another app, especially with access to my bank account.

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