Less snarky response, perhaps if we saw more worker coops we'd care less about being a founder and more about delivering a result.
So even though the expected value is (correctly, in the medium term, IMO) super high, everyone would get nothing based on current or near term revenues, which is exactly the situation VC exists to rectify. What you're seeing is the free market working correctly as more founders jump in to take VC money and make bets on their ability to execute.
Interestingly one of the things Marx and Proudhon violently agreed on was that cheap credit is one of the most radical things you can create. The reasoning is simple: The cheaper credit is, the less power employers have over employees. To take a hypothetical extreme: if credit is free and guaranteed, an employee can walk out at any point and take whatever time they need to figure out what to do, at which point employer power of employees is nullified.
As such, at some point along a gradient of cost and access - and it may well be an impossible point to reach - capitalism becomes indistinguishable from socialism, in that capital ownership becomes a matter of choice.