News for hackers. Stuff that matters.

A comment on Stock Market Returns Are Anything but Average. Parent comment

Re:Stock Market Returns Are Anything but Average by cocoa19 on Friday April 30, 2021 @10:02AM (#26993588)
General consensus is to invest using dollar cost averaging so you don't rely on timing.

Invest the same amount of money each pay cycle. If stock is expensive, you'll be able to afford less stock, if stock is cheap, you'll afford more stock.

[ Parent | on HN ]
Re:Stock Market Returns Are Anything but Average by tyrust on Friday April 30, 2021 @10:09AM (#26993669)
It's not exact that straight-forward. From Vanguard:

> Our research indicates that it's prudent to invest a lump sum immediately.

Article: https://investor.vanguard.com/investing/online-trading/inves...

PDF: https://static.twentyoverten.com/5980d16bbfb1c93238ad9c24/rJ...

[ Parent | on HN ]
Re:Stock Market Returns Are Anything but Average by jusssi on Friday April 30, 2021 @10:07AM (#26993637)
The same principle can be applied for taking your money out. Instead of a single big cash-out, take $X per month.
[ Parent | on HN ]