Or, perhaps a physical password manager that can store multiple passwords, with a labeled button for each?
But I agree with the overall tone of what you're saying and I have the same kind of problem with my parents. I think the movement away from common protocols just made it worse, before you could have a simplified client just for the elderly or any other "niche" group and it would work, now if you do something like this for Whatsapp or Instagram you would probably receive a cease and desist letter.
I’ve noticed in the last decade that my fingers too have less oil and I sometimes have to wet my finger.
That was until my mom phoned me telling me her keyboard was broken. Took me a while to diagnose that she was trying to enter letters into the pin-field and it gave no indication that you weren't supposed to do that, it just didn't input any characters.
Also turns out the Windows account metaphor has gotten really confusing since they introduced microsoft accounts that are both local and online but don't necessarily share the same characteristics and now you have like 3 different passwords for the single "account" concept.
Chromebooks are awesome in many ways for the elderly, but the fact that you can't disable password entry at startup has been a dealbreaker for my aging father. He can't type easily and is beginning to struggle with passwords.
Paradoxically, this means that he's still running his Ubuntu laptop (he has been using UNIX systems since a DEC Alpha) but getting left behind on a lot of accessibility features and has minimal support from nursing-home staff.
Struggling with passwords has also meant that he is endlessly resetting passwords or creating new accounts, compounding confusion.
It is a tricky set of problems, with no easy answers.