The thing is, the person owning the place you rent is looking at their asset appreciating under you. They are going to either: raise your rent to keep pace, or, sell it out from under you to someone who will rent it out for much more than you are paying. You should not count on your rent being stable in your calculations. They may still make sense, they may not.

Rent is a cost that is going to need to be paid whether you live in the place, or rent it out.

If you live in it, you pay (or lose) imputed rent anyway. If you currently can rent for lower than the cost of capital, you are ahead (except for taxation, which does change the equation - cost of capital for investment is cheaper, usually, than for home residence due to tax incentives).

Maybe. IF the inflation predictions are right this time your rent will jump to $50k/year, while the mortgage of those who bought stays the same, so they have the money to invest not you.

That is a big if, and there are lots of different ways things can turn out. God doesn't advise me, so only time will tell what really happens...

If his $10k/year rent goes to $50k/year he probably won't want to live there anyway on account of the constant looting and rioting.

One would assume wages go up you compensate.

Is that how it worked out in Venezuela recently with those levels of inflation?

There is typically a lag between wages going up an inflation, and that lag will catch a lot of people, but in general it does work that way in the long run. The long run can be 10+ years though, which isn't good for the person caught in the cycle.

Equities can also drop 50% in a matter of weeks. Be circumspect about the risks that you willingly choose for yourself.

Indexes? Lol when has that happened and not rebound within a few months?

Your comment reflects the level of certainty that often precedes major bearish volatility. In other words, pride comes before the fall.

But seriously US indexes like the SP were down big at most for like 6 months. If you need the cash just hold and take out at 6 months. Keep 6 months emergency and you're set.

There are a few indices for which that has not played out. Look at QQQ 20 years ago. I'm not trying trying he argumentative, just suggesting that past performance doesn't always dictate future performance, and past sell-offs were not always critically damped.