If college is free (or loans are forgiven), people who never went to college would have to subsidize those who did.

If healthcare is free, people who are healthy have to pay healthcare for those who aren't.

I'm not taking a stance one way or the other on these issues, just trying to illustrate the argument.

Ok, thanks. IIRC, that's called collectivism. https://en.wikipedia.org/wiki/Collectivism