Except that isn't how that really works right? A mental model explains part of the reasoning that led to an outcome but never all. After all, the map is not the territory. A mental model is grounded in trivial assumptions. Ultimately, your brain produces inferences in a way that is incredibly hard to couple to a specific logical processes. There has been a lot of research on how experts think and reason and none of it is compatible with having a mental model whatsoever.