Assume rent was your only expense, and your landlord currently charges you $1000/mo rent. He cannot charge you $1200/mo because you can't bear it. If he learns that you started getting $200/mo for free, he can easily raise your rent to $1200/mo. Now in the real world, we have multiple expenses, so prices rises will happen proportionally among them. The consumers with UBI can bear price increases, so the producers will soak it up.

Alternately, UBI allows you to quit your job, move to WV and pay $200 for rent.

What constrains your landlord from jacking up rent is competition. If he jacks up rent by $200 but the landlord across the street has an empty apartment he'd be glad to rent out for $1000 he'll think twice about jacking your rent.

The housing crisis in America is a supply issue. UBI has nothing to do with it.

Inflation is primarily a monetary phenomenon. If they pay for UBI with deficit spending it might crank up inflation, but if it's fully funded it won't.

So being a current homeowner, do I have a financial interest in preventing new houses from being built?

I remember, back around 2008, houses were popping up everywhere. You don't really see much of that anymore, at least in my experience. ALSO, lumber prices are HIGH and its not as profitable to build new houses, at the moment. But what if this is a larger lumber shortage/sustainability issue? What then?

Could it be a mix of material supply issues and interest groups that are maintaining a housing shortage?

> So being a current homeowner, do I have a financial interest in preventing new houses from being built?

Only if you're using your home as a financial instrument rather than a place to live. But that has the same problems as eg, farmers and/or grocers having a financial interest in engineering a famine in order to drive up food prices.

> Could it be a mix of material supply issues and interest groups that are maintaining a housing shortage?

Probably, yes, plus various other factors in varying amounts.

1 word: zoning