Even still, my experience of desktop Linux under memory pressure has been frustrating, even with fast SSDs, and overspeccing the memory is an inexpensive guarantee that my system will never start thrashing during an important screenshare demo or something, so it's an obvious choice if I'm shopping for a new computer.
When I built this computer last year the cost difference between 16 and 32GB was like $40...easy to justify a 2-3% premium on the overall cost of the machine to never have to give a second thought to conserving memory. That said, Apple charges $400 for the same upgrade (in their machines that support 32GB), so the calculus there is a bit different.
Or a web browser with a lot of tabs.
Honestly, I could probably do with 16GB right now, but I'm planning on keeping this machine for at least 5 years; it was worth the few hundred bucks extra to future-proof it.
I personally close my browser at night and load it in the morning.