> Can you elaborate on what you mean by Societal Costs of crypto?

Here are some of the associated costs of crypto:

- Environmental effects for the energy consumption that is not clean and the corresponding breakeven for clean energy.

- Subsidized costs of energy are a direct cost into governments budget.

- By increasing electricity consumption miners are increasing the demand and therefore the cost. This drives up inequality.

I haven't found a better term than "Societal Costs" that summarizes all these costs.

> This, and the potential of smart contracts that use the "Crypto Dollar" are where I see the most potential.

Absolutely!