Everyone with some sort of radio license from commercial broadcasters to amateurs have some sort of legal limits on their operation. Radio is a shared medium and being an asshole can ruin the medium for other uses over a huge area.
When it comes to encryption, good encryption is little different from noise. I also have no idea what you're doing on the band. Do you just have a mistuned radio? Are you overdriving your transmitter? What I do know is you're raising the noise floor on whatever band you're on and keeping me from using it.
Your WiFi being encrypted is a much different situation. Best case propagation is hundreds of feet and the PEP is so low that beyond a relatively short distance your transmissions literally blend into background noise for me. So your WiFi doesn't affect me too badly unless we're in adjacent apartments and you've got your output power maxed out.
Your encrypted transmissions on the rarified space available for hams ruins it for a lot of users over a wide area. That is why hams are fine with no encryption for amateur operation.
I continue to be amazed at what I consider to be a very unexpected cultural intersection:
Technical, do it yourself, nearly exclusively male, out-hacking one another with radio bits ... but simultaneously vehemently defensive of, and slavishly adherent to, arbitrary government regulations that strictly limit what they can do with their hobby.
The deference to arbitrary authority in the HAM community is really jarring ...