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Re:No Qualified Immunity for Cops Who Made Stuff Up to Justi... by maxerickson on Sunday February 14, 2021 @03:44PM (#26136088)
The base premium would be the cost of covering the typical available hire, not the cost of covering someone with several years of low cost behavior.

Compare to credit reporting where everyone starts with a decent provisional score and then the cost of borrowing goes down if you demonstrate the correct risk/reward behavior.

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