Call me back when crypto is being used for anything normal - buying groceries, homes, pay checks, etc rather than trading and speculation. As of now, if my job attempts to pay me in DogeCoin I will quit and file a complaint with the NLRB. The thing is, no matter how much you think the current financial system is crooked, there is always a way to settle disputes through courts and regulators.

The worst financial hiccups happen in areas without regulation. There were no rules on selling subprime mortgages or shorting more stock than exists, but unlike in the cryptoverse if something blows up it can be patched with legislation and restitution to victims. If your crypto gets stolen or a coin gets pumped and dumped, there is no recourse. With no connection to the real world comes no trust and no mercy.