Apologies, I thought I was being clear. A payment system that lets people transfer unlimited amounts of value to 14x more people than SEPA (presuming internet access), without censorship, irreversibly, and effectively for free, has, it seems to me, substantial value.

Even if it's less useful than, say, access to SEPA, it'd have to be 14x less valuable to break even (again, presuming internet access available to everyone, which isn't a thing yet).