It’s an echo chamber too. On /r/investing people parrot “time in the market beats timing the market”, while this may be true for most, I read a post the other day where someone wrote “I really want to buy the dip but I know that would be childish”. While it may be riskier than the strategy they parrot it’s hardly “childish”.

On /r/personalfinance people say you must payoff a 2% mortgage before you can consider investing. Advice on there is hit or miss because of herd mentality

There’s also entire subs dedicated to illegal activity like sharing pirated content or sourcing scheduled substances, or discussing conspiracy theories or discussing violence, and Apple is ok with this while shutting down other apps like parlor which arguably didn’t do anything different