But the reason you're not brute forcing passwords on your bank's e-banking system isn't because you can't or because they are super secure, it's because if you do you'll probably go to jail.

Also, good regulation is important to keep the big dogs on a leash and to have something to go after them when they don't behave.

Technological solutions will of course come, but you also need regulation, especially until the technological solutions come.

> But the reason you're not brute forcing passwords on your bank's e-banking system isn't because you can't or because they are super secure, it's because if you do you'll probably go to jail.

No, this is really out of touch with how crime online works. People that want to hammer a bank rent botnets, use tor, vpns, etc.

Banks get absolutely zero protection from the law in that regard. It’s “illegal” but completely unenforceable to the point of being useless.

I’m confused by your response given that regulations are a _standard_ solution for problems on the internet.