This maybe would be solved by a window manager that enforces never allowing windows to stack depthwise? Which OSX doesn't have of course. Just size-and-position-hotkey workarounds
In real, XWin-style focus-follows-mouse, the window you mouse over gets the focus, but, isn't pulled to the front. If you click, it gets the front and the focus.
I use Moom, a semi-tile snap-style window wrangler, and a widescreen with three panels. What I want to do is just slide the cursor over and start typing, but I have to remember to click, and often enough I just don't.
The One True Wiki has a nice discussion of the subject: https://wiki.c2.com/?FocusFollowsMouse
Alt-tab didn’t work because its mru usually gets spoiled by other (browser) windows. If only there was a setting that fixed alt-tab mru into a stack. Alt-tab-tab to switch to app which started second may be much better than mru for some workflows, because you can always predict what it does with certainty of 1.
Alas, my white whale is focus-follows-mouse, and I just... can't have it. Not worth abandoning the Mac over, not for me, but.. arrgh.