Re:No meetings, no deadlines, no full-time employees
by DVassallo on Thursday January 07, 2021 @12:58PM
(#25674635)
I work quarter-time at Gumroad, and I pay for my own health insurance ($950/mo for a family of 4). If Gumroad offered it, I would almost certainly still keep my own (unless it was at >50% discount). I prefer not having my health insurance tied to one source of income.
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Re:No meetings, no deadlines, no full-time employees
by drchopchop on Thursday January 07, 2021 @01:14PM
(#25674911)
How on earth did you find standalone family coverage for $950/mo? What's your deductible / co-insurance?
Re:No meetings, no deadlines, no full-time employees
by DVassallo on Thursday January 07, 2021 @01:24PM
(#25675064)
It’s actually a bit cheaper this year: https://twitter.com/dvassallo/status/1312177408879939584?s=2...
It was one of the cheapest plan on the ACA marketplace in WA. It’s a very high deductible plan though: $13.6K.
Re:No meetings, no deadlines, no full-time employees
by drchopchop on Thursday January 07, 2021 @03:19PM
(#25676816)
Oof, that's a pretty brutal deductible, although I assume you have an HSA paired with that. FWIW, I'm on an Aetna corp plan that isn't much better, half the deductible for 2x the price.
Re:No meetings, no deadlines, no full-time employees
by alawrence on Thursday January 07, 2021 @01:03PM
(#25674718)
Wow, that's not a bad rate. Do you find the coverage adequate?
Re:No meetings, no deadlines, no full-time employees
by DVassallo on Thursday January 07, 2021 @01:10PM
(#25674840)
It’s a very high deductible plan ($13.6K) but otherwise had no problems with provider coverage. I’m in WA and the insurer is Molina. Found it through the ACA marketplace.
Re:No meetings, no deadlines, no full-time employees
by oliyoung on Thursday January 07, 2021 @06:21PM
(#25679064)
It's hard to explain just how alien "I prefer not having my health insurance tied to one source of income" sounds to the rest of the world, the idea that those two things are co-dependent is wild and scary.
It's an insurance policy, it has nothing to do with my work.