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A comment on Some U.S. Colleges Cut Tuition. Parent comment

Re:Some U.S. Colleges Cut Tuition by lotsofpulp on Monday December 21, 2020 @02:17PM (#25498316)
>The optimal spot is somewhere in the middle, where the student has an escape valve - but one that is only feasible to take if you have no significant assets by the time you're 30 or 35.

The optimal spot is to not let 18 to 21 year olds borrow six figure sums without understanding the ramifications of it. There is no need for these loans to exist. The cost of higher education is high because the loans exist. The loans exist because exemptions to bankruptcy law were created specifically for those loans.

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Re:Some U.S. Colleges Cut Tuition by winphone1974 on Monday December 21, 2020 @04:07PM (#25499559)
You're saying the same thing as the parent post, but they're describing mechanism to discourage lenders from making these loans and borrowers from gaming the system. You just say the system is broken and shouldn't be.
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