I didn't mean to make this about finance or the ability to pay off debt, it just reminded me so much of the type of writing that is really, really common in "pop finance"-type publications.

I wasn't at all saying that I believe that it's impossible to pay off a large debt quickly or that nobody ever does - just that, of course you are going to if you're in such an extraordinary situation. So the entire thing ends up being not very interesting or actionable, yet the title promises that it will be both.

I guess there's an audience for it though, because they keep getting published.