It depends on what type of health plan you have. For instance, a high deductible health plan allows you and your employer to put money into a savings account pre-tax (thus lowering your tax burden) to be used to pay out of pocket costs. As the money accumulates you can begin to diversify it in part with various investments. In years where you have few or no health issues the account begins to grow much like a retirement account. You keep the money after leaving the company and it can be used for healthcare any time in your life.

So yes it’s very good, or can be. Putting pre-tax money away and also lowering your tax burden while saving over time for healthcare matters is nice. Because you have a “maximum out of pocket” cost each year you stay ahead of it.

There are many different healthcare schemes in the USA that work best in different ways for people that have different circumstances.