Speaking to your last point, and I believe I agree with you, people will likely on average spend that same X% of their pay on a vehicle? I mean there are already vehicles covering every price and quality point. We know that people will happily spend all their income and essentially live paycheck to paycheck. Somebody driving a Honda Fit(a great value) either can't afford more car or doesn't want to pay for more car; there is already more car for more money available right this second.