Not strictly, the driver (bestuurder) of a vehicle (anything requiring a drivers license, also mopeds) is considered a more capable participant in traffic. Pedestrians and cyclists are at the bottom of that food chain. If you hit something in the "lower classification" you have to prove you are innocent and the burden is on you completely. If the cyclist was using his phone, collect witnesses after you help the victim as you are in no way liable if you made every effort to stop and look. (e.g. in a low speed collision, assuming the cyclist made a mistake). High speed collisions are usually completely attributed to the driver as they should be aware of cyclists all the time. e.g. Not slowing down at a crossing (even one with traffic signs) is reason to forgo any rights if you hit a cyclist as you should be aware of any participant in traffic which is less capable (in the protection sense) as you are. Even if the cyclist drives though a red light as you should anticipate mistakes. You are usually liable for the 50% but it is not a given. Always go to court if you consider the cyclist made a mistake.
e: please not that in normal cases the damage is a percentage fault division to both parties, in case a pedestrian or cyclist is involved the minimum will rise to 50% for the other party to cover in case "overmacht" (force de majeure) cannot be proven which is where the "always 50%" comes from. There are however numerous cases in which this has been proven and can be used in a court of law. It will however almost never be 0% for the driver of a vehicle.
Thankfully a “prove your innocence” approach would be unconstitutional in the US.
Not in civil liability suits, which is what these rules seem to describe, only in criminal cases.
Does the police actually police the cyclists, or do they just controll the cars, and let the others (pedestrians, cyclists, skaters, rollerbladers,...) deal with themselves by themselves?
Police does sometimes pick off cyclists who are on their phone and whatnot, but outside of that, it is a very self-regulating system. It's also fuelled by the society, teaching your kids how to behave as a cyclist is a very visible part of upbringing.
I remember from my brief stint in law school that our professor told us, that there is a good case to be made for changing the law from reverse burden of proof to objective liability, ie. motorist' should always be liable, no ifs, ands, or buts. The reason, he explained, is in the cases where two motorists are in an accident, a lot of resources are wasted in determining liability. Since what always happens is that one insurance company must pay and another one doesn't, and since each insurance company will on average win as many cases as they lose, it would save a lot of money and time to just declare that each driver is 50% liable and be done with it. I also seem to remember that this is how it works in New Zealand, but I could be misremembering.
(1) Create real penalties for drivers that hit cyclists (2) get insurance agencies and drivers themselves to want safety infra so that they are no longer exposed to the risk of hitting cyclists (3) safety infra is built
What we have in the states now where more and more people are biking, and people are begging for infrastructure, but there are no changes isn't working.
[0] https://bicycledutch.wordpress.com/2013/02/21/strict-liabili...
[1] https://thecityfix.com/blog/how-oslo-achieved-zero-pedestria...