Though it expresses valid concern, it doesn't make especially compelling argument because it's too easy to flip it: majority of gov'ts are not democracies, and there are lots of places where organized crime, and officials are the same people. Shouldn't we praise a possibility for people to circumvent corruption, and crime, not enabling all of these, and also repressive apparatus with their hard-earned money? I suppose life's not that easy for us to have just one morally correct choice here.