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A comment on Tech companies are clamoring to give you credit cards. Parent comment

Re:Tech companies are clamoring to give you credit cards by est31 on Monday October 26, 2020 @01:50PM (#24898931)
There is a difference between "credit credit cards" and "debit credit cards". Debit credit cards are a bad idea for consumers because of those 22% as well as liabilities when being victim of a crime. But yes, many people treat the limit of those debit credit cards as a way of having money. It isn't though.
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Re:Tech companies are clamoring to give you credit cards by dylan604 on Monday October 26, 2020 @08:27PM (#24903235)
Would the distinction be there are credit cards and then there are debit cards? Credit implies some sort of ability to be able to pay for something essentially out of the creditor's pocket with the agreement you will payback the creditor based on agreed upon terms. A debit card is a digital version of cash where if I don't have any, there is no transaction as the bank says no funds.

I have never heard of a debit credit card. Are we using the term credit card as a generic term meaning the little plastic card in my wallet?

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Re:Tech companies are clamoring to give you credit cards by dahfizz on Monday October 26, 2020 @01:56PM (#24899004)
Can you explain this a bit more? I have no idea what you mean by "credit credit card" vs "debit credit card".
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Re:Tech companies are clamoring to give you credit cards by est31 on Monday October 26, 2020 @02:05PM (#24899126)
Here is an FBI employee explaining the difference between the two when a breach happens: https://youtu.be/vsMydMDi3rI?t=2737

A more general article: https://www.investopedia.com/articles/personal-finance/05021...

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Re:Tech companies are clamoring to give you credit cards by fomine3 on Tuesday October 27, 2020 @01:07AM (#24904625)
OP said "debit credit cards" (not debit cards) and 22%. What's it?
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Re:Tech companies are clamoring to give you credit cards by tomnipotent on Monday October 26, 2020 @02:43PM (#24899616)
At least in the U.S., there is no such thing as a "debit credit card", and debit cards do not have interest rates as they're (usually) coming straight out of a checking/savings account.
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