And similar in case of a black hole, you are falling through the event horizon and nothing happens, it is just that calculating what you need to do to escape, you note that it is too late.
To expand a bit on the molecule situation, when one of the atoms is inside the black hole, then parts of its electric field are still outside and influence the other atom. To have the other atom escape to infinity, you would need to break the part of the bond "still outside" and the gravity of the black hole.
You know how the universe is expanding, such that the milky way is moving away from (sufficiently) distant galaxies faster than the speed of light? But chemistry still works fine here? When you fall into a black hole, you accelerate until you're moving away from the rest of the universe faster than light, but all your atoms are still (relatively, assuming the black hole is large enough to have negligible tidal forces) stationary relative to each other. The event horizon is just the point where your speed relative to the effectively-distant[0] outside universe exceeds the speed of light. Any signal you emit can't be moving facter than c relative to you, so it will always be moving away from the outside universe (v<-c implies v+v'<0).
0: "Nothing can move facter than c" refers to relative motion of objects near each other, which is why the Hubble expansion of the universe doesn't contradict that either.
There is a classic analogy of light traveling through space-time being like ants crawling on a balloon. A black hole is a spot where the balloon is being sucked in. Faster and faster as you get closer. The event horizon is where the speed at which the balloon moves matches the speed of the ant. There is nothing special from the ant's immediate perception about this line, but if the ant crosses, it is doomed.
I thought the size only affected the "acceleration" of the gravitational pull based on the distance from the singularity? A supermassive black hole means you will take longer to be spaghettified, but it will still happen and it will happen before you cross the horizon, won't it?
The reason light cannot escape from past the event horizon is that that is the point where space-time is so warped that what you consider a perfectly normal time axis is, from the perspective of an outside observer, now pointing in a spatial dimension directly towards the center of the black hole.
In contrast, regardless of how small you are, there is some point where you do experience tidal forces and feel yourself getting spaghetti. For a small black hole, this is before you pass the horizon, for a large black hole, it is after.
[0] The distinguishing feature between a real force like gravity, and a truly fictitious force like the centrifugal force, is that for the later, you can construct a coordinate system where the force disappears at all locations. For a real force, you can construct a coordinate system where the force goes away at any given point; but there will always be some point with an apparent force.