Thinking of how to deal with edge cases is not hard people.
Fire breaks are good if you can get them and maintain them, but you’re probably better off addressing that and other factors through the Insurance market.
You also still need to actually maintain the forests to reduce risk. That means allowing some fires to burn so there isn’t a massive fuel build up, and removing dead trees which will burn and explode instead of leaving them as mulch. You still need a market based solution to encourage people to cull the woods near their property though because sometimes the only thing keeping responsible property owners from culling the woods near their property lines are their own neighbors who outvote them when it comes to making a decision. California is very democratic like that.