Hah, now that is something I'd like to see. I don't have my hopes up though because elitist central bankers don't like to be transparent or be subject to public scrutiny - all documents from the Swedish Riksbank in my country are classified with absolute secrecy (same level as military secrets) and cannot be inspected even by members of parliament as that may threaten "monetary stability". This is in a country where everyone's tax returns are public by default.

I heard that citizens are allowed to vote directly on national law in Switzerland... I don't think we need representatives anymore, if we aren't competent enough to elect the laws,how can we be competent enough to elect "representatives?" Electing representatives adds the complexity of guessing if you're voting on a liar to any policy stance. Democracy isn't perfect, but I prefer imperfection to centralized power.

There isn’t much I can think that’s stupider than direct democracy for monetary policy.

Perhaps oligopoly for monetary policy?

genius^