It actually leaves quite a lot of places to live.

Yes an asteroid could hit anywhere but the notion that suburban sprawl out into every corner of the wilderness is justified by that is ludicrous.

It would be a really fun map though, to determine where is "safest" based on an individuals risk profile.

Insurance rates map https://howmuch.net/articles/homeowners-insurance-rates-2020

But there’s got to be a higher resolution one out there.

These exist, somewhere. Data centers are very interested in disaster risk since they don't have many other constraints

It does. The west coast is fire and earthquake prone. The east, hurricanes. There's a giant swath of land in "flyover country", the Midwest, that doesn't have any particular disaster risk.

But people like living near the oceans, mountains, and where weather is nice. That should be okay, but the government shouldn't be throwing money at them. Let them know the area is dangerous, and if they want to live there, they're on their own.

I get miffed when we bail these people out with federal funds for disaster relief. They should be required to have private insurance, with insurance free to set rates based on risk. If it's too expensive to get insured, don't live there