At the same time JP Morgan wouldn't have done the WFH thing if the world hadn't been falling apart. But yes, when the sky is falling, most people get very anxious, and anxiety isn't good for productivity. For JP Morgan, getting people back into the office might simply cure the anxiety issue, if that's what the issue is, and paper it over, making it seem as though WFH was the problem. But for JP Morgan it probably won't really matter, because if productivity has been down, and going back to the office fixes it, that may be all they care about.